• Self-Help Group App & Website is the product of ChaitraNil Software Technology Pvt Ltd which is located at Chorachiwadi, Shrigonda, Ahmednagar, Maharashtra - 413701. Please read these Privacy Policies carefully before using Self-Help Group App & Website which is genuine & highly trusted platform to manage Self-Help Groups. The user must agree and accept all the "Privacy Policies" before using Self-Help Group App & Website.
• The terms "We" / "Us" / "Our" / "Company" individually and collectively refer to Self-Help Group App & Website powered by ChaitraNil Software Technology Pvt Ltd and the terms "You" / "Your" / "Yourself" refer to the users.
• This Privacy Policy is an electronic record in the form of an electronic contract formed under the information Technology Act, 2000 and the rules made thereunder and the amended provisions pertaining to electronic documents / records in various statutes as amended by the information Technology Act, 2000. This Privacy Policy does not require any physical, electronic or digital signature.
• This Privacy Policy is a legally binding document between you and us (both terms defined below). The terms of this Privacy Policy will be effective upon your acceptance of the same (directly or indirectly in electronic form, by clicking on the I accept tab or by use of the website or by other means) and will govern the relationship between you and us for your use of the Self-Help Group App & Website (defined below).
• This document is published and shall be construed in accordance with the provisions of the Information Technology (reasonable security practices and procedures and sensitive personal data of information) rules, 2011 under Information Technology Act, 2000; that require publishing of the Privacy Policy for collection, use, storage and transfer of sensitive personal data or information.
• Please read this Privacy Policy carefully by using the Self-Help Group App & Website, you indicate that you understand, agree and consent to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use this App & Website.
• By providing us your Information or by making use of the facilities provided by the App & Website, You hereby consent to the collection, storage, processing and transfer of any or all of Your Personal Information and Non-Personal Information by us as specified under this Privacy Policy. You further agree that such collection, use, storage and transfer of Your Information shall not cause any loss or wrongful gain to you or any other person.

DISCLAIMER

• Self-Help Group App doesn’t represent a government entity. Clear source of government information is mentioned in Self-Help Group App & its store listing description page. This App is not associated / affiliated with any government body / agency / individual or any department of the central or state governments. “Government Scheme’s Information” functionality of this App is just providing information of government schemes with clear source of government information in the form of Government Website’s URLs.
• Self-Help Group App & Website is not associated with any Government Body/Agency in any way, nor any Government official in either central or state governments.
• Government Schemes facility of Self-Help Group App & Website is just for the information purpose only, the details about the various schemes of the central and state government is being posted basis on the information available through the government’s official news sources (PTI), (ANI) and press releases by the state governments including some private news agencies.
• Self-Help Group App & Website is not intended to confuse any of its visitors in any way.
• If any individual or company/firm or government agency/body has any issue with the contents of this app & website, they can contact us at support@niltechnology.in, an appropriate action is sure to be taken within a month of receiving the e-mail.
• Self-Help Group App & Website is also very strict when it comes to the privacy of its visitors. We do not display any contact information of any individual publicly, nor do we share personal information of visitors to anyone at any cost.
• This App & Website is just for the information purpose and it is not possible for us to reply to each comment/query, nor can we address the complaints regarding any scheme. We request all our app & website users to visit the official website of the concerned department / authority for any complaint, query about the scheme / information published on this app.
• Self-Help Group App & Website also does not guarantee the accuracy of the information / content published, however continuous efforts are made to collect only the accurate data, verify it from different sources including the official websites and then publish it.
• For any suggestion or feedback, please email us at support@niltechnology.in

USER INFORMATION

• To avail certain services on our App & Website, users are required to provide certain information for the registration process namely: - a) your name, b) email address, c) your Self-help Group Name, d) Deposit, e) Monthly Saving etc., and / or Deposit, Monthly Saving, interests, and the like. The Information as supplied by the users enables you to use our product and provide you the most user-friendly experience.
• All required information is service dependent and we may use the above said user information to, maintain, protect, and improve its services and for developing new services.
• Such information will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005 or any other law for the time being in force.

COOKIES

• To improve the responsiveness of the App & Website for our users, we may use "cookies", or similar electronic tools to collect information to assign each visitor a unique, random number as a User Identification (User ID) to understand the user's individual interests using the Identified Computer. Unless you voluntarily identify yourself (through registration, for example), we will have no way of knowing who you are, even if we assign a cookie to your computer. The only personal information a cookie can contain is information you supply (an example of this is when you ask for our Personalised Horoscope). A cookie cannot read data off your hard drive. Our advertisers may also assign their own cookies to your browser (if you click on their ads), a process that we do not control.
• Our web servers automatically collect limited information about your computer's connection to the Internet, including your IP address, when you visit our site. (Your IP address is a number that lets computers attached to the Internet know where to send you data -- such as the web pages you view.) Your IP address does not identify you personally. We use this information to deliver our web pages to you upon request, to tailor our site to the interests of our users, to measure traffic within our site and let advertisers know the geographic locations from where our visitors come.

LINKS TO THE OTHER SITES

• Our policy discloses the privacy practices for our own App & Website only. Our site provides links to other websites also that are beyond our control. We shall in no way be responsible in way for your use of such sites.

INFORMATION SHARING

• We shares the sensitive personal information to any third party without obtaining the prior consent of the user in the following limited circumstances:
• (a) When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these Terms; for complying with the applicable laws and regulations.
• (b) We proposes to share such information within its group companies and officers and employees of such group companies for the purpose of processing personal information on its behalf. We also ensure that these recipients of such information agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.

INFORMATION SECURITY

• We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data.
• All information gathered on our Website is securely stored within our controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet. And, of course, any information you include in a posting to the discussion areas is available to anyone with Internet access.
• However the internet is an ever evolving medium. We may change our Privacy Policy from time to time to incorporate necessary future changes. Of course, our use of any information we gather will always be consistent with the policy under which the information was collected, regardless of what the new policy may be.

CHILDREN'S PRIVACY

• These Services do not address anyone under the age of 13. I do not knowingly collect personally identifiable information from children under 13. In the case I discover that a child under 13 has provided me with personal information, I immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact me so that I will be able to take necessary actions.

Changes to This Privacy Policy

• I may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. I will notify you of any changes by posting the new Privacy Policy on this page.

GRIEVANCE REDRESSAL

• Redressal Mechanism: Any complaints, abuse or concerns with regards to content and or comment or breach of these terms shall be immediately informed to the designated Grievance Officer as mentioned below via in writing or through email signed with the electronic signature to Grievance Officer, App & Website powered by ChaitraNil Software Technology Pvt Ltd.
• Grievance Officer, Self-Help Group App & Website, ChaitraNil Software Technology Pvt Ltd.
• Office Address: Self-Help Group App & Website, ChaitraNil Software Technology Pvt Ltd, Chorachiwadi, Shrigonda, Ahmednagar, MH - 413701.
• Email ID: support@niltechnology.in